We’ve produced documents to let you know our principles of how we manage our with-profits policies. They also explain:
- how we put our principles into practice;
- how we invest your money in our with-profits policies; and
- how we add bonuses to your policy.
To view the Principles and Practices of Financial Management (PPFM) that relates to your policy documentation please choose the correct link below:-
- Policy is a traditional with-profits policy, a unitised with-profits policy taken out before August 2001 or a Simplified Pension Investment deposit administration policy. (Policy is now with Phoenix Life Limited and formerly issued by Scottish Provident Limited).
- Policy is a unitised with-profits policy taken out from August 2001 (policy issued by Scottish Mutual International).
We’ve produced straightforward guides explaining how we manage our with-profits fund. As we manage a variety of funds and products, there are a number of different guides. It’s important that you select the right guide for your policy.
To help you identify the correct document please refer to your policy documentation. If you need help identifying which document is relevant to you, you can contact us by following this link.
The guides are available by following the links below.
- Policy is a traditional with-profits policy, a unitised with-profits policy taken out before August 2001 or a Simplified Pension Investment deposit administration policy. (Policy is now with Phoenix Life Limited and formerly issued by Scottish Provident Limited).
- Policy is a unitised with-profits policy taken out from August 2001 (policy issued by Scottish Mutual International).
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